Community living refers to the aspect of investing in a master-planned community. Planned communities are neighborhoods whose every detail is fully designed before they are built. Details of the necessary amenities are also included in the plan. Such amenities could include lakes, schools, parks, playgrounds, tennis courts, shopping malls, eateries, and so on. The result is a pristine locale to call home with excellent accessibility to vital amenities. However, there are pros and cons of community living that you should know before making any decisions about moving into one.

Community living cons

Homeowners association (HOA) and other fees

Most communities charge monthly, quarterly, or annual HOA fees which are used to pay for community maintenance services. The HOA amount depends on the community you live in and can range from a few dollars to thousands of dollars in high-end communities. Along with this, most communities charge a new owner fee or an entrance fee on new community entrants.

Less privacy
Shared amenities such as parks, restaurants, and communal areas in planned communities make it almost impossible to maintain a completely private life.

Living restrictions
Some communities could dictate what you may or may not do
These restrictions are meant to keep the neighborhood’s resale value high. For instance, they could prohibit bonfires in your property or dictate the way you should have your landscaping done. Though such restrictions might seem minor, most people feel that their right to use, redecorate, or redesign the property as they deem fit has been infringed. So, make sure you know all the HOA and Community rules before signing on the bottom line.

Pros of community living

Easy access to social amenities

Planned communities are planned around social amenities such as parks, lakes, and golf courses. These amenities improve the quality of life of the residents, by affording ideal places to relax an unwind. Also, all community residents contribute towards their maintenance so the area can be kept appealing all year round.


Planned communities are perhaps the best place to raise kids as most of them have zero tolerance towards criminality. In addition to being gated, most of them provide additional security features such as CCTV surveillance and neighborhood patrols. Planned communities further enhance their residents’ safety by imposing such rules as reduced speed limits. This ensures that kids and pets that may be playing or running around are safe.

Well maintained 

The community’s HOA oversees activities such as lawn mowing, and regular maintenance of amenities such as walking trails, swimming pools, public parks, and so on. The regulations set basic standards that all residents need to conform with. These can increase your home’s resale value in the future.

Creates a sense of neighborliness

Shared amenities give community residents a chance to socialize and get to know one another. Residents are also involved in various communal activities all of which are aimed at strengthening the community bond. Residents can also be on governing boards such as landscaping committees and HOAs which makes them feel that they are an active part in the decisions that are made concerning them.

Finally, planned communities are redefining the real estate space in every state. Their vibrant architecture coupled with their pristine setting, and the sense of safety you don’t get in larger towns and cities, is excellent for modern day family living.